Regarding the Medicare Part D plans we discussed (11711ab12652)

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Hi FIDB, I enjoyed talking to you about your health insurance needs. Based on our conversation, here are the plans I believe may be right for you. After reviewing the plan benefits, you can apply to join this plan by clicking the “enroll” button and completing the secure, online application. Thank you for the opportunity to serve you. Please contact me if you have any questions or need help completing your application. In good health, Gloria Hong Licensed Insurance Agent 1-866-211-7443, ext: 3027; TTY users: 771 P.S. Keep in mind that the rates and benefits shown are accurate as of the time this email was sent and are subject to change. Plans We Discussed AARP Medicare Rx Walgreens from UHC (PDP) AARP Medicare Rx Saver from UHC (PDP) AARP Medicare Rx Preferred from UHC (PDP) $80.40 $89.80 $121.60 per month plus Part B per month plus Part B per month plus Part B Enroll Enroll Enroll Your Plan Type PDP PDP PDP Your Prescription Drug Coverage Important Message About What You Pay For Insulin You won't pay more than the stated cost or $35, whichever is lower, for a one-month supply of each insulin product covered by the plan, no matter what cost-sharing tier it's on. For plans that have a Part D deductible this also applies, even if you haven't paid your deductible. YES YES YES Preferred Retail Cost-Sharing Tier 1: preferred generic $2.00 copay no deductible (30-day supply) $6.00 copay no deductible (90-day supply) $2.00 copay after deductible (30-day supply) $6.00 copay after deductible (90-day supply) $7.00 copay no deductible (30-day supply) $21.00 copay no deductible (90-day supply) Tier 2: generic $8.00 copay after deductible (30-day supply) $24.00 copay after deductible (90-day supply) $8.00 copay after deductible (30-day supply) $24.00 copay after deductible (90-day supply) $12.00 copay no deductible (30-day supply) $36.00 copay no deductible (90-day supply) Tier 3: preferred brand $40.00 copay after deductible (30-day supply) $120.00 copay after deductible (90-day supply) Insulin Savings $35.00 copay no deductible (one-month supply) for select insulins $105.00 copay no deductible (three-month supply) for select insulins $47.00 copay after deductible (30-day supply) $141.00 copay after deductible (90-day supply) Insulin Savings $35.00 copay no deductible (one-month supply) for select insulins $105.00 copay no deductible (three-month supply) for select insulins $47.00 copay no deductible (30-day supply) $141.00 copay no deductible (90-day supply) Insulin Savings $35.00 copay no deductible (one-month supply) for select insulins $105.00 copay no deductible (three-month supply) for select insulins Tier 4: non-preferred drug 50% coinsurance after deductible (30-day supply) 50% coinsurance after deductible (90-day supply) Insulin Savings $35.00 copay no deductible (one-month supply) for select insulins $105.00 copay no deductible (three-month supply) for select insulins 37% coinsurance after deductible (30-day supply) 37% coinsurance after deductible (90-day supply) Insulin Savings $35.00 copay no deductible (one-month supply) for select insulins $105.00 copay no deductible (three-month supply) for select insulins 40% coinsurance no deductible (30-day supply) 40% coinsurance no deductible (90-day supply) Insulin Savings $35.00 copay no deductible (one-month supply) for select insulins $105.00 copay no deductible (three-month supply) for select insulins Tier 5: specialty tier 27% coinsurance after deductible (30-day supply) 25% coinsurance after deductible (30-day supply) 33% coinsurance no deductible (30-day supply) Standard Mail Order Cost-Sharing Tier 1: preferred generic $51.00 copay no deductible (90-day supply) $24.00 copay after deductible (90-day supply) $45.00 copay no deductible (90-day supply) Tier 2: generic $60.00 copay after deductible (90-day supply) $30.00 copay after deductible (90-day supply) $60.00 copay no deductible (90-day supply) Tier 3: preferred brand $135.00 copay after deductible (90-day supply) Insulin Savings $105.00 copay no deductible (three-month supply) for select insulins $141.00 copay after deductible (90-day supply) Insulin Savings $105.00 copay no deductible (three-month supply) for select insulins $141.00 copay no deductible (90-day supply) Insulin Savings $105.00 copay no deductible (three-month supply) for select insulins Tier 4: non-preferred drug 50% coinsurance after deductible (90-day supply) Insulin Savings $105.00 copay no deductible (three-month supply) for select insulins 40% coinsurance after deductible (90-day supply) Insulin Savings $105.00 copay no deductible (three-month supply) for select insulins 45% coinsurance no deductible (90-day supply) Insulin Savings $105.00 copay no deductible (three-month supply) for select insulins Tier 5: specialty tier 27% coinsurance after deductible (30-day supply) 25% coinsurance after deductible (30-day supply) 33% coinsurance no deductible (30-day supply) Annual In-Network Deductible $410 $545 $0 Initial Coverage Limit $5,030 $5,030 $5,030 Out-of-Pocket Limit $8,000 $8,000 $8,000 Enroll Enroll Enroll View More Plan Details View More Plan Details View More Plan Details View and Compare all plan benefits Need help? Call to speak with a licensed insurance agent now. 1-888-296-0117 TTY users: 711 Mon - Fri, 8 AM - 8 PM ET;Sat, 8 AM - 8 PM ET;api auto test;api auto test This email may contain confidential information, including information protected by federal and state privacy laws. It is intended only for the person(s) named above and should not be forwarded. If you are not the intended recipient or authorized representative, please notify the sender and delete this message. Health Plan Disclaimers UnitedHealthcare Medicare Plans - Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan's contract renewal with Medicare. You do not need to be an AARP member to enroll in a Medicare Advantage plan or Medicare Prescription Drug plan. UnitedHealthcare Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers. Every year, Medicare evaluates plans based on a 5-star rating system. This information is not a complete description of benefits. Contact the plan for more information. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. Please note that each insurer has sole financial responsibility for its products. Not connected with or endorsed by the U.S. Government or the federal Medicare program. This is a solicitation of insurance. A licensed insurance agent/producer may contact you. THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE AGENT/PRODUCER AT THE APPLICABLE TOLL-FREE NUMBER. UnitedHealthcare Medicare Plans - Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare. UnitedHealthcare Medicare Plans - We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Medicare Required Disclaimers Estimated annual savings is determined by subtracting a plan’s annual cost estimate of the medications entered from the medications’ average retail prices. The annual cost estimate for a plan includes covered annual monthly premiums and any annual cost sharing expenses that you must pay out-of-pocket for the medications entered. This number can only be calculated if the consumer enters medication information. When a consumer has not entered medication information, a statement will appear advising the consumer of what others in the consumer’s state have saved. In the case where there is not enough state information, a national average will display. The savings number is calculated from all of the saved sessions where another consumer entered medication information and their current plan. For each saved session, we calculate the cost of each plan based on the medication entered and geographical location. The savings number is derived by comparing the cost of the plan to the cheapest plan in that geographical location and taking the average. The retail drug cost is an estimated amount based on the out-of-pocket expenses you may expect to pay in a calendar year for medications that are not covered by an insurance plan’s formulary on estimated retail drug price (retail drug cost is based on national averages for a medication and assumes adherence). If you need help, please call 1-800-299-3116 (TTY User: 711) Mon - Fri, 8am - 8pm ET for Customer Service Representatives and licensed insurance agents who can assist with finding information on available Medicare Advantage, Medicare Supplement and Prescription Drug Plans. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. You must have both Part A and B to enroll. Members may enroll in the plan only during specific times of the year. Contact the plan for more information. For plans with Part D Coverage: You may be able to get Extra Help to pay for your prescription drug premiums and costs. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult medicare.gov; the Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or your Medicaid Office. Every year, Medicare evaluates plans based on a 5-star rating system. Medicare beneficiaries can file a complaint with the Centers for Medicare & Medicaid Services by calling 1-800-MEDICARE 24 hours a day/7 days a week or using the medicare.gov site. Beneficiaries can appoint a representative by submitting CMS Form-1696. Other Pharmacies and providers are available in the network. Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. The purpose of this communication is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. Notices and Disclaimers for Medicare Supplement Plans DO NOT CANCEL ANY HEALTH INSURANCE COVERAGE YOU CURRENTLY HAVE OR DECLINE COBRA BENEFITS UNTIL YOU RECEIVE AN APPROVAL LETTER AND INSURANCE POLICY (ALSO KNOWN AS AN INSURANCE CONTRACT OR CERTIFICATE) FROM THE INSURANCE COMPANY YOU SELECTED. MAKE SURE YOU UNDERSTAND AND AGREE WITH THE TERMS OF THE INSURANCE POLICY. PAY SPECIAL ATTENTION TO THE EFFECTIVE DATE, PREMIUM AMOUNT, WAITING PERIOD, BENEFITS, LIMITATIONS, EXCLUSIONS, AND RIDERS. The quotes or rates shown above are estimates only. Your premium may be subject to change based on your medical history (pursuant to state law of residence), the underwriting practices of the insurance company, the optional benefits you selected, if any, and other relevant factors, such as changes in rates which take effect before your requested effective date. The insurance company always determines your actual premium. Insurance companies reserve the right to change the terms of a policy upon proper notification. The quotes or rates shown above are for your requested effective date and age ONLY. If the actual effective date of your policy is different from the requested effective date and stated age, the actual premium of your policy may differ from the quote or rate above. The carrier you selected may not guarantee their rates for any period of time. Subject to certain exceptions, the carrier can apply medical underwriting to your application if you apply outside of an open enrollment period. The Monthly Cost amounts shown may be subject to change on an annual basis. For Texas residents: eHealthInsurance Services, Inc. and the insurance company are not connected with or endorsed by the United States government or the federal Medicare program. Open enrollment is the 6 month period beginning on the first day of the month in which you are enrolled in Medicare Part B. If you are on Medicare under age 65, you will also have a 6 month open enrollment period when you reach age 65. Benefits and premiums under this policy may be suspended for up to 24 months if you become entitled to benefits under Medicaid. You must request that your policy be suspended within 90 days of becoming entitled to Medicaid. If you lose (are no longer entitled to) benefits from Medicaid, this policy can be reinstated if you request reinstatement within 90 days of the loss of such benefits and pay the required premium. Review the provided Outline of Coverage located on the Medicare Supplement Insurance Plan Details page to see more benefit details. Review the "Guide to Health Insurance for People with Medicare" located on the Medicare Supplement Insurance Plan Details page. Medicare Select Insurance: Only certain hospitals are network providers under this policy. Check with your physician to determine if he or she has admitting privileges at the network hospital. If he or she does not, you may be required to use another physician at time of hospitalization or you will be required to pay for all expenses. ©2024 eHealthInsurance Services, Inc. 13620 Ranch Road 620 N, Suite A250 Austin, TX 78717 eHealthMedicare.com is a non-government website operated by eHealthInsurance Services, Inc., a licensed health insurance agency that sells Medicare products and does business as eHealth. 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